*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:#102033;background:#f3f6fa;font-family:Georgia,"Times New Roman",serif;font-size:1.06rem;line-height:1.7;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:#1a4f8b}a:hover{color:#0b1f3a}
:focus-visible{outline:3px solid #0b57d0;outline-offset:2px}
.skip{position:absolute;left:8px;top:-48px;background:#fff;padding:8px;z-index:99}.skip:focus{top:8px}
.wrap{width:100%;max-width:1000px;margin:0 auto;padding:0 22px}
.note{background:#0b1f3a;color:#e8d5a3;font-size:.88rem;padding:8px 0}
.site-header{background:#0b1f3a;color:#fff;position:sticky;top:0;z-index:40}
.header-row{display:flex;align-items:center;justify-content:space-between;min-height:74px;gap:10px}
.brand{display:flex;gap:10px;align-items:center;text-decoration:none;color:#fff}
.brand-mark{width:34px;height:34px}
.brand-name{font-size:1.12rem}
.brand-tag{display:block;font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:#c4a35a;font-family:"Gill Sans","Segoe UI",sans-serif}
.nav{display:flex;flex-wrap:wrap;align-items:center}
.nav a{color:#fff;text-decoration:none;padding:8px 10px;font-family:"Gill Sans","Segoe UI",sans-serif;font-size:.9rem}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:8px 16px;border:1px solid #c4a35a;font:inherit;font-weight:700;cursor:pointer;text-decoration:none;font-family:"Gill Sans","Segoe UI",sans-serif}
.btn-cta{background:#c4a35a;color:#0b1f3a!important}
.btn-ink{background:#fff;color:#0b1f3a!important;border-color:#fff}
.btn-ghost{background:transparent;color:#0b1f3a!important;border-color:#0b1f3a}
.nav .btn-cta{color:#0b1f3a!important}
.nav-toggle{display:none;min-height:44px;min-width:44px;border:1px solid #c4a35a;background:#0b1f3a;color:#c4a35a}
.hero{position:relative;min-height:480px;display:grid;align-items:center;background:#123 center/cover no-repeat;color:#fff}
.hero::after{content:"";position:absolute;inset:0;background:rgba(11,31,58,.55)}
.hero-copy{position:relative;z-index:1;padding:48px 0;max-width:620px}
h1{font-size:clamp(1.8rem,3.6vw,2.8rem);margin:0 0 12px;font-weight:500}
h2{font-size:clamp(1.4rem,2.5vw,2rem);margin:0 0 10px;font-weight:500}
section{padding:52px 0}
.disclose{background:#fff;border:1px solid #c4a35a;padding:14px 16px;margin:14px 0}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.card{background:#fff;border:1px solid #d5deea}
.card img{width:100%;aspect-ratio:4/3;object-fit:cover}
.card-body{padding:14px}
.price{color:#1a4f8b;font-weight:700;font-family:"Gill Sans","Segoe UI",sans-serif}
.split{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.form{background:#fff;border:1px solid #d5deea;padding:18px}
label{display:block;font-weight:700;margin:0 0 4px;font-family:"Gill Sans","Segoe UI",sans-serif}
input,textarea{width:100%;min-height:44px;border:1px solid #d5deea;padding:8px;font:inherit;margin-bottom:10px}
textarea{min-height:80px}
.consent{display:flex;gap:8px;align-items:flex-start;font-weight:400}
.consent input{width:18px;height:18px;min-height:18px;flex:0 0 18px;margin-top:4px}
.form-success{display:none;background:#e8f5ee;padding:8px;font-weight:700;margin-bottom:8px}
.fine{color:#4d5f73;font-size:.92rem}
.site-footer{background:#0b1f3a;color:#cfd8e3;padding:36px 0 16px;font-family:"Gill Sans","Segoe UI",sans-serif}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:16px}
.site-footer a{color:#fff}
.site-footer ul{list-style:none;padding:0;margin:0}
.legal-row{border-top:1px solid #244;margin-top:14px;padding-top:10px}
.cookie{position:fixed;left:16px;right:16px;bottom:12px;z-index:50;background:#fff;color:#102033;border:1px solid #c4a35a;padding:10px 14px;display:flex;gap:12px;align-items:center;justify-content:space-between}
.cookie p{margin:0;font-size:.9rem;font-family:"Gill Sans","Segoe UI",sans-serif}
.cookie-actions{display:flex;gap:8px}
.cookie.hidden{display:none}
.steps{padding-left:18px}
.prose{max-width:720px}
@media(max-width:900px){
  .grid,.split,.footer-grid{grid-template-columns:1fr}
  .nav{display:none}
  .nav.open{display:flex;flex-direction:column;position:absolute;left:0;right:0;top:100%;background:#0b1f3a;padding:10px}
  .nav-toggle{display:inline-flex;align-items:center;justify-content:center}
  .cookie{flex-direction:column;align-items:stretch}
}